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Enjoy a set of features that give you the information and tools to make confident credit decisions that are right for your life. It's a credit card on your terms™. Now available to you at no additional cost — only from CIBC.

Take a look at everything CIBC CreditSmart has to offer you:

Enhanced Monthly Statement - track and manage your monthly and year-to-date spending, organized in 10 common spend categories on your printed statement

CIBC CreditSmart Spend Report - get a more detailed view of your credit card spending and create customized monthly budgets online

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CIBC CreditSmart Spend Alerts - set up your alerts through CIBC Online Banking and choose to be notified by phone, e-mail or online message when you are close to your credit limit or when you've exceeded your customized budget†

CIBC CreditSmart Personal Spend Manager - create your own personal spend categories online to track and manage what's important to you

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CIBC CreditSmart Credit Report Alerts - sign-up online to stay up-to-date on key changes to your personal credit report so you're aware of any unusual activity on your credit file‡

CIBC CreditSmart Fraud Alerts - set-up your alerts online and choose to be notified as soon as possible about potential unauthorized use of your credit card through alerts by e-mail or online message

CIBC CreditSmart Identity Theft Assistance - get quick access to guidance and clear instructions on what to do if you suspect you're the victim of identity theft by calling 1-800-465-4653

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